Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Infographic: Risks at Retirement Make a plan to take these risks off the table. Aware of Employment Rights for Workers with Disabilities? Approximately 20% of U.S. adults have a disability, according to the CDC. Retirement Plan Detectives A couple become Retirement Plan Detectives, searching records from old employers.