Privacy Policy

Our Commitment
Our primary client goal is to earn your trust while offering you the best available products and services. We value you as a client and
we respect your right to privacy. By law, each year we are required to disclose to you our privacy policies.

Information We Collect About You
We provide a full range of investment, insurance, and tax preparation services. As a result, the information we collect from you
depends on how we work with you and what services you choose. This information may include data about your address, social security
numbers, telephone number, income, finances, tax-related data, number of dependents, family, health, habits and transactions.

We collect nonpublic personal information about you from various sources, including:

• Interviews regarding your situation.
• Applications, organizers, or other documents.
• Tax-related documents you provide that are required for processing tax returns, such as forms W-2, 1099-R, 1099-INT, and 1099-
  DIV, and investment transactions.

Safeguarding Your Information

• We maintain your personal information during the time you are a client with us and for the required time period afterward that is
  required by securities law.
  
• We limit access to your information only to those who require it to provide products or services to you.
  
• We maintain physical and procedural safeguards to guard your non-public personal information. Password protection, SSL
  encryption, virus scans, and firewalls have all been utilized to help safeguard your personal information online.

Sharing Your Information

• We may share your information with our affiliates and product sponsors in order to transact business on your behalf, provide
  services, or to fulfill your requests. This may include insurance and/or investment companies, or vendors assisting us in opening,
  maintaining or servicing your account.
  
• We may share information about you with your spouse.
  
• We may share information with other entities in your request or instruction.
  
• We never sell your personal information or our mailing lists to outside marketing firms.
  
• We do not share your name or personal information with any unrelated third parties, except where required or permitted by law.
  (for example, required disclosures are made to outside auditors, regulators.)

Opt Out Policy
Federal regulations require that we must include an Opt Out clause, even though it is our policy that we do not share your information.
You have the right to make a formal request that we limit access to your information as described in this policy, by sending a written
request to:

Christian Family Financial, 107 Cass Street, Suite D, Traverse City, MI 49684
Securities and investment advice offered through G.A. Repple & Company,
a registered broker/dealer and investment advisor -member FINRA & SIPC,
101 Normandy Road, Casselberry, FL 32707 Phone: 407.339.9090